Albany County Homes under $200,000

Welcome to Albany County, New York, a vibrant hub rich in history, culture, and natural beauty! Nestled in the heart of the Capital Region, Albany is not just the state capital but also a community that offers a unique blend of urban sophistication and small-town charm. From the stunning architecture of the New York State Capitol to the scenic vistas along the Hudson River, Albany is a place where history meets modern living.

For those looking to invest in their dream home without breaking the bank, Albany County has an array of charming homes available for under $200,000. This makes it an ideal location for first-time homebuyers, families, or anyone seeking an affordable living option in a thriving area. These homes often feature classic designs, spacious layouts, and access to local amenities, ensuring that you can enjoy the best of Albany without compromising on comfort or style.

Imagine settling into a cozy bungalow in a friendly neighborhood or a stylish townhouse just minutes away from downtown attractions. With a variety of options available, including single-family homes and condos, you're sure to find something that suits your lifestyle and budget.

Albany County is also known for its excellent schools, beautiful parks, and a lively arts scene, making it a fantastic place to raise a family or enjoy a fulfilling life. Don't miss your chance to explore the affordable housing options that this dynamic county has to offer. Your dream home in Albany is waiting for you!

Newest Albany County Homes under $200,000

$169,900

3 Beds ⋅ 1 Baths ⋅ 202627375 MLS

Welcome to 598 Feura Bush Rd in Glenmont, NY--a conveniently located property offering easy access to the best of the Capital Region. Situated just south of Albany, this location provides a convenient commute to downtown Albany and surrounding communities while keeping everyday shopping, dining, and services close at hand. The property is located within the Bethlehem Central School District, with Glenmont Elementary, Bethlehem Central Middle School, and Bethlehem Central Senior High School all located within the surrounding area. School assignments should be independently verified with the district. This a 3 bedroom 1 bathroom home with a large front and rear yard. Shopping is especially convenient, with Glenmont Plaza, Glenmont Centre Square, Trader Joe's, Market 32, Walmart, HomeGoods, Marshalls, and other everyday retailers all located nearby. With its Glenmont location, proximity to Albany, convenient access to major Capital Region destinations, and established retail corridor along Feura Bush Road and Route 9W, 598 Feura Bush Rd offers a practical location for those looking to stay connected to everything the Albany area has to offer.

598 Feura Bush Road, Bethlehem

$89,000

3 Beds ⋅ 1 Baths ⋅ 202627270 MLS

Opportunity in Albany! Corner Property with Value-Add Potential. Bring your vision to this 3-bedroom, 1-bath single-family home situated on a corner lot. The property offers an opportunity for renovation and customization, whether for owner occupancy, rental use, or resale, subject to applicable requirements. Features include a full basement, fenced backyard, and newly constructed sidewalk. The property requires cleaning and renovation and is being sold strictly AS IS. Seller has never occupied the property and makes no representations regarding its condition. Cash offers preferred. Proof of funds required prior to scheduling an interior showing. All showings are by appointment only.

63 Judson Street, Albany

$175,000

3 Beds ⋅ 1 Baths ⋅ 202627265 MLS

Welcome to 211 Central Ave, a single level traditional home situated on a dead end road. This home is sold AS IS and offers excellent upside potential for the investor or first time homeowner to unlcok its full potential. The dead end location offers privacy and separation from through traffic but is conveniently located just minutes from 787 or Latham shopping.

211 Central Avenue, Cohoes

$199,900

6 Beds ⋅ 2 Baths ⋅ 202627213 MLS

Two-Family Property., perfect for both the seasoned investor and those entering the market for the first time. Located in the high-demand rental markets of Cohoes This home offers a blend of stable tenancy, separate utilities, and strong, reliable cash flow. The property features: Two spacious rental units. Independent utilities for simplified management and reduced overhead. Established tenants providing immediate income. Solid rental history in proven investment location. Whether you're looking to expand your portfolio or begin building long-term wealth, this property delivers dependable performance and scalability.

79 Central Terrace, Cohoes

$199,900

3 Beds ⋅ 1 Baths ⋅ 202627189 MLS

Adorable home with tons of character and charm, offering a great opportunity to make it your own. The enclosed front porch is the perfect spot to curl up with a good book or enjoy your morning coffee. Hardwood floors add warmth and character throughout the home, and the three bedrooms offer plenty of space. The home does need some TLC, but with a little vision and effort, it could truly shine. Conveniently located close to shops, restaurants, the library, schools, and hospitals.

3 McDonald Road, Albany

$189,000

4 Beds ⋅ 2 Baths ⋅ 202627100 MLS

Two-story property built in 1880 with a full attic, unfinished basement, two sheds, chain-link fenced backyard, gravel driveway, and front/side porches. The property needs updates, including electrical work to bring the panel up to code, plumbing repairs, kitchen and upstairs bathroom remodeling, and roof work. Roof is 25+ years old. Furnace is approximately 2 years old. City water/sewer. Flooring includes carpet, hardwood/wood planks, and linoleum/tile. Assignment Listing.

120 Main Street, Altamont

$199,000

2 Beds ⋅ 2 Baths ⋅ 202627032 MLS

Welcome to 15 Kensington Square, a beautifully situated townhouse in the desirable Glen Meadows community! This spacious two-story home offers an open and inviting floor plan, ideal for both everyday living and entertaining. The property features a one-car garage and is tucked away on a peaceful cul-de-sac, providing added privacy along with a side yard and back deck overlooking serene wooded surroundings. Enjoy the convenience of direct access to a walking and jogging trail just steps from your door, perfect for enjoying the outdoors right from home. Residents of Glen Meadows have access to community amenities, including two in-ground pools, two tennis courts, multiple playgrounds, a recreation center, and walking trails throughout the neighborhood. Ideally located just minutes from Latham, Route 787, shopping, dining, and area schools, 15 Kensington Square offers a wonderful combination of comfort, privacy, community amenities, and convenience!

15 Kensington Square, Cohoes

$174,900

2 Beds ⋅ 2 Baths ⋅ 202626967 MLS

**Bring your vision to 30 Cortland Place!** This Albany property is packed with value-add potential and offers a great opportunity for an investor, renovator, or buyer looking to create instant equity. The home is ready for updates, giving the next owner the chance to renovate, customize, and unlock its full potential. A major head start is already in place with a furnace and water heater both approximately one year old. Priced with the needed improvements in mind and backed by a motivated seller, this could be the project you've been waiting for. Bring your ideas, your contractor, and your offer!

30 Cortland Place, Albany

$175,000

4 Beds ⋅ 2 Baths ⋅ 202626891 MLS

This Albany duplex offers 1,848 sq ft with 4 bedrooms and 2 full baths. Each unit has real breathing space, which is a rare find at this price point. Investors, this one's for you: live in one unit and let the other help cover the mortgage, or add it to your portfolio as a straightforward rental. It's zoned multi-residence and sits on a 3,192 sq ft lot, with quick access to downtown, Washington Ave, and the major routes that make Capital Region commuting easy. Priced where the numbers start to make sense. At $175K, it won't sit long. Schedule your showing today.

549 3rd Street, Albany

$180,000

2 Beds ⋅ 1 Baths ⋅ 202626795 MLS

This charming 2-bed, 1-bath home delivers incredible potential and instant appeal. Hardwood floors run throughout the main living areas, and the bedrooms feature wood floors beneath the carpet just waiting to be uncovered. A fully fenced backyard creates the perfect private retreat, while the full basement offers valuable space for storage, projects, or future finishing. The paved driveway adds convenience and great curb appeal. Sold as-is, this home is a fantastic opportunity to customize and build equity in a wonderful setting.

255 Sand Creek Road, Colonie

$99,000

2 Beds ⋅ 2 Baths ⋅ 202626576 MLS

Investor opportunity, priced to move. This 2-bedroom, 2-bath home needs work throughout and is being sold as-is -- a straightforward value-add project for an investor who wants to build in equity. The property currently has a long-term, reliable tenant in place, providing immediate rental income while you plan improvements. At $99,000, it's an affordable entry point to add to your portfolio.

479 3rd Street, Albany

$94,000

10 Beds ⋅ 12 Baths ⋅ 202626327 MLS

The old Cedar Hill Rest home in Bethlehem is currently for sale: it offers a 2 acre parcel with beautiful pine trees, the back end of the property borders Mohican Indian preserve. The 40 ft. well is in very good condition, in need of a well pump. Also town water is available at the road. Stamped blue prints for a 5 unit building has been approved. Possible full rehab or tear down. 3 bay garage + 20 x 20 workshop in the back.

1136 River Road, Bethlehem

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