Schenectady County Homes under $400,000

Welcome to Schenectady County, New York—a hidden gem that beautifully marries rich history with modern living. Nestled in the heart of the Capital Region, Schenectady boasts a vibrant community, diverse culture, and an array of outdoor activities, making it an ideal place for families, young professionals, and retirees alike.

One of the most appealing aspects of Schenectady is its affordability, particularly when it comes to housing. If you're searching for homes under $400,000, you're in luck! The county offers a variety of options, from charming single-family homes with spacious yards to contemporary townhouses perfect for a low-maintenance lifestyle. Whether you’re looking for a cozy starter home or a place to grow your family, Schenectady has something for everyone.

The county is also known for its excellent schools, beautiful parks, and a thriving arts scene. Take a stroll through the historic Stockade District, where cobblestone streets and beautifully preserved architecture tell the story of the city’s past. Enjoy a night out at the Proctors Theatre, which hosts an array of performances from Broadway shows to local productions.

For outdoor enthusiasts, the nearby Mohawk River provides ample opportunities for fishing, boating, and biking along scenic trails. With easy access to major highways and public transportation, commuting to nearby cities like Albany or Troy is a breeze.

Discover your new home in Schenectady County—where charm, affordability, and community come together to create the perfect living experience!

Newest Schenectady County Homes under $400,000

$139,900

4 Beds ⋅ 1 Baths ⋅ 202627579 MLS

Needs some TLC! This 1200+ sqft house features 3 bedrooms and 1 full bath. Currently part of a plot of land with 2 houses and 8+ acres of land. Can be purchased together or separately- If separately, each house will be on 4+ acres each. See 202627578. Survey and subdivision to be completed and is at the expense of the buyer.

546 Salsburg Road, Delanson

$179,900

3 Beds ⋅ 2 Baths ⋅ 202627578 MLS

A unique property! This 1200+ sqft house features 3 bedrooms and 2 full baths. Currently part of a plot of land with 2 houses and 8+ acres of land. Can be purchased together or separately If separately, each house will be on 4+ acres each. See 202627579. Survey and subdivision to be completed and is at the expense of the buyer.

606 Salsburg Road, Delanson

$234,900

4 Beds ⋅ 2 Baths ⋅ 202627573 MLS

Fully renovated 2-family home ready for its new owner! Numerous updates have been completed throughout, making this property move-in ready with little to worry about. Recent improvements include new siding, updated electrical wiring, heating systems, hot water tanks, appliances, kitchens, bathrooms, and more. Live in one unit and rent out the other to help offset your mortgage, or take advantage of the strong rental demand in the area and add this property to your investment portfolio. The property also features a spacious backyard with plenty of room for outdoor activities, entertaining, gardening, or recreation. Whether you're looking for an owner-occupied home or a solid investment opportunity, this property offers flexibility, updates, and great potential. Schedule your showing today!

721 Cutler Street, Schenectady

$314,999

3 Beds ⋅ 2 Baths ⋅ 202627552 MLS

Welcome to 2893 Troy-Schenectady Road This charming 3-bedroom, 1.5-bath home offers 1,484 sq.ft.of living space on a spacious 0.73-acre lot. Enjoy a cozy living room with a fireplace and comfortable living spaces throughout. Outside, the expansive yard features fruit trees, plenty of room for entertaining or gardening, and a hot tub perfect for relaxing year -round. Conveniently located near shopping, dining, and everyday amenities. Come see all this home has to offer.

2893 Troy Schenectady Road, Niskayuna

$269,900

4 Beds ⋅ 2 Baths ⋅ 202627502 MLS

Welcome to 91 Snowden Ave, a block away from Central Park in Schenectady. The home has been freshly updated. Some updates include fresh paint on the exterior and interior, A brand new full bath on the first floor, hardwood floors freshly sanded. This home features a beautiful wood burning fireplace in the living room, 4 large bedrooms with a full bath on each floor, A small den/office space on the first floor, 2 porches and a spacious walk up attic for additional storage.

91 Snowden Avenue, Schenectady

$299,900

3 Beds ⋅ 2 Baths ⋅ 202627480 MLS

Welcome to 297 Melrose St., a charming Rotterdam Ranch proudly owned and loved by the same family for over seven decades. Offering 1,745 sq. ft. of living space, this home features 3 bedrooms, 2 full baths, and fantastic layout flexibility-including a converted garage space with excellent in-law suite potential. Enjoy the comfort of central air, the convenience of a spacious 2-car garage for ample parking and a full basement perfect for storage. Tucked onto a quiet corner lot within the Schalmont School District (near Jefferson Elementary), the property includes a fenced backyard ready to become your private outdoor retreat. The location offers an abundance of local amenities and adventure. You are less than a 5-minute drive from the Altamont Avenue, Hamburg Street, and Curry Road corridors for immediate access to major grocery stores, pharmacies, dining, and everyday errands. For outdoor enthusiasts, the peaceful walking paths of the Great Flats Nature Trail are just down the road, while the stunning waterfalls at the Plotter Kill Preserve are a short drive away. Commuting is a breeze with quick access to I-890, I-90, and Route 7, placing downtown Schenectady and the greater Capital District right at your fingertips. Bring your vision and start the next chapter in this wonderful neighborhood!

297 Melrose Street, Schenectady

$289,000

4 Beds ⋅ 2 Baths ⋅ 202627393 MLS

OPEN HOUSE Saturday, October 3 from 12pm-2pm!! Welcome to 8 Knickerbocker Road! This move-in ready home offers a comfortable blend of indoor and outdoor living in the Village of Scotia. Gather in the inviting living room, enjoy meals in the updated kitchen, or unwind on the private screened-in porch overlooking the fenced yard. The hot tub is included, giving you another place to relax at the end of the day. With two full baths, one on each floor, the layout offers everyday convenience. The home has seen many improvements over the years, including a new roof, furnace and chimney liner, replacement windows, exterior painting, and a brand-new washer. Located in the Scotia-Glenville School District, it offers convenient access to local shops, dining, parks, and major highways. Come see all that this home has to offer! Showings start at the open house Saturday!

8 Knickerbocker Road, Scotia

$229,900

3 Beds ⋅ 2 Baths ⋅ 202627391 MLS

Ranch-style, side-by-side duplex located in the desirable Burnt Hills-Ballston Lake School District! Featuring a 1-bedroom, 1-bath unit and a 2-bedroom, 1-bath unit, and separate utilities. Kitchens and bathrooms have been updated in recent years, and the roof and furnace are less than 10 years old. A large driveway provides plenty of off-street parking, along with a nice-sized yard. Ideal for a first-time homebuyer looking to house hack and offset their mortgage, or a seasoned investor looking to add to their portfolio. Both units could use some cosmetic updating to be rent-ready, offering a great opportunity to add value. Property is being sold as-is. Any inspections are for the buyer's informational purposes only. Seller will make no repairs or provide any credits or concessions as a result of inspections.

486 Saratoga Road, Glenville

$225,000

3 Beds ⋅ 1 Baths ⋅ 202627359 MLS

Welcome to 1632 Hawthorne Street, a charming 3-bedroom, 1-bath bungalow located in Schenectady's Mont Pleasant neighborhood. This well-maintained home offers comfortable one-level living with approximately 928 square feet of living space, featuring hardwood floors, an eat-in kitchen with convenient pantry storage, and a full basement providing plenty of additional storage space.

1632 Hawthorne Street, Schenectady

$240,000

3 Beds ⋅ 2 Baths ⋅ 202627344 MLS

One Homeowner! Move-In Ready Brick Ranch with Major Updates Welcome to this well-maintained three-bedroom, two-full-bath brick ranch with a full basement, partially finished. This home offers several important recent updates, including a 2026 roof, hot water heater, furnace, updated 200amp electrical service, along with newly sealed driveway. Enjoy the warmer months in the screened-in garage area, creating a comfortable outdoor space for relaxing or entertaining. This home is located on a low-traffic dead-end street while still being conveniently situated near I-890, the Crosstown, State Street, and the Thruway. Home could use a fresh coat of paint, offering an opportunity to add your own personal touches, make it your own. Excluded, flower planter at front steps.

2952 Gibson Street, Schenectady

$254,800

2 Beds ⋅ 2 Baths ⋅ 202627315 MLS

Welcome to Dover Place, a maintenance-free condominium community conveniently located near local shopping, dining, and everyday conveniences. This is one of the best-priced condo opportunities in the Capital Region, especially considering it includes a detached garage and is move in ready. This energy-efficient, middle-unit RANCH-style condo features an open and inviting floor plan with LVP flooring, radiant heat, recessed lighting, and elegant crown molding throughout. The beautiful kitchen offers stainless steel appliances, Corian countertops, and a large breakfast bar overlooking the main living area. Two generously sized bedrooms, two full baths, and plenty of closet space provide comfortable and convenient one-floor living. The bathrooms feature ceramic tile, with a spacious walk-in shower and glass door adding to the home's stylish and functional design. If you are looking for affordable, low-maintenance living in a convenient location, this Dover Place condo is an excellent opportunity and can be yours totally turn key.

73 Saratoga Road APT 13, Glenville

$339,900

4 Beds ⋅ 3 Baths ⋅ 202627283 MLS

Glenville Four Bedroom in the Scotia Glenville School District on a Quiet Street in the Desirable Glen Oaks Neighborhood. Approximately 2,041 Sq Ft. Two Full and One Half Bath. First Floor Dining Room, Eat-In Kitchen, Living Room, Family Room w/ Wood Fireplace, Laundry Area w/ Washer & Dryer. Enclosed Rear Porch off of Kitchen. Second Floor Has Four Large Bedrooms. Hardwood Floors Look To Be In Good Condition. Full Basement w/ Walk Out Door, 150 Amp Circuit Breaker Electric, Natural Gas Forced Hot Air Heat & Hot Water. Central Air Conditioning. Large Two Car Attached Garage. Public Water & Septic. Estate.

42 Heritage Parkway, Glenville

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