Saratoga Springs Homes under $400,000

Welcome to the enchanting Saratoga Springs, NY, where history meets modern living in a picturesque setting. Renowned for its vibrant culture, stunning natural beauty, and a rich array of recreational opportunities, this charming city is not only a destination for visitors but also a wonderful place to call home.

Saratoga Springs is served by the highly regarded Saratoga Springs City School District, known for its commitment to academic excellence and holistic student development. The district boasts a range of educational programs, dedicated faculty, and a strong emphasis on community involvement. With schools that consistently receive high ratings, parents can rest assured that their children are receiving a top-notch education, preparing them for success in an ever-evolving world.

For those seeking affordable housing options, Saratoga Springs offers a delightful selection of homes priced under $400,000. Here, you can find charming single-family homes, cozy townhouses, and even some quaint bungalows, all nestled within this vibrant community. The real estate market in Saratoga Springs presents a unique opportunity for first-time homebuyers, families, and anyone looking to invest in a thriving area without breaking the bank.

Imagine living just minutes away from the historic Saratoga Race Course, the scenic Saratoga Spa State Park, and a bustling downtown filled with shops, restaurants, and cultural venues. With an array of outdoor activities, festivals, and community events, there’s always something happening in Saratoga Springs.

Discover the perfect blend of affordability, quality education, and a rich community spirit in Saratoga Springs, NY – your dream home awaits!

Newest Saratoga Springs Homes under $400,000

$399,000

2 Beds ⋅ 2 Baths ⋅ 202627792 MLS

Pre-inspected with no major issues, so you can move in without a punch list. This 2-bed, 2-full-bath raised ranch offers 1,928 sq ft with hardwood floors throughout. The roof was replaced in 2021, and the on-demand hot water system is also newer. The location is in immediate proximity to SPAC, 1 mile from Congress Park and the shopping and restaurants on Broadway, and under 2 miles from the Saratoga Race Course. Inspection report available on request. Schedule your showing today.

200 Ballston Avenue, Saratoga Springs

$359,000

3 Beds ⋅ 2 Baths ⋅ 202627645 MLS

Welcome to this beautifully updated end-unit townhouse in Wilton, perfectly situated just minutes from Saratoga Springs and about twenty-five to thirty minutes from the Adirondacks, giving you the best of both worlds. Whether you're a first-time homebuyer, downsizing to something more manageable, or a working professional wanting easy access to Saratoga without the hustle and bustle, this three-bedroom, one-and-a-half-bath home fits the bill. Recent updates include a brand-new furnace, renovated bathrooms, an updated kitchen, and fresh paint throughout, plus a partially finished basement featuring new flooring and fresh paint of its own. Set on a generous end-unit lot with no HOA, you'll enjoy extra space and freedom that's hard to find at this price point. Don't miss your chance to call this move-in-ready gem home.

58 Castleberry Drive, Wilton

$355,000

2 Beds ⋅ 2 Baths ⋅ 202627603 MLS

A terrific house, lot, and location...and be sure to bring your imagination to this place! This standard cape is set up a little differently, both inside and out. Inside...an entirely open upstairs master suite/studio which includes a full bathroom, separate counter and sink, sitting area and bedroom area. It will remind you of a studio apartment. The downstairs front rooms can be interchangeable from dining room, to living room, opened staircase, and updated kitchen with island. Outside...for all the animal lovers looking for a new home...a completely enclosed fenced in area designed as a catio but certainly great for dogs too . You could even modify the enclosure to accommodate birds! Check out the photos for details. This enclosure blends nicely into the rest of the fenced-in backyard, which backs up to the woods of Lake Elizabeth...yes, it's very private back there and yes, you can hear the geese clearly. And if you're into gardening, this is the place for you as there are multiple perennials at every turn. The house can be converted to three bedrooms, if needed. Full dry cellar. Remote controls for each heater AC split. 10 minutes to Broadway and Lake Ave in Saratoga...10 minutes to exits 15 and 16.

6 Newington Avenue, Wilton

$235,000

2 Beds ⋅ 1 Baths ⋅ 202627554 MLS

Welcome to this charming 2-bedroom, 1-bath home located in desirable Wilton, offering the benefit of Saratoga Springs schools and no HOA. The home features a spacious vaulted ceiling that creates an open and inviting feel, along with a 1-car garage and plenty of off-street parking. A great opportunity to enjoy the convenience of Wilton living with easy access to Saratoga Springs, shopping, dining, recreation, and more. Don't miss the chance to make this home your own! Home is being sold ''As Is''

17 Whispering Pines Road, Wilton

$333,000

3 Beds ⋅ 2 Baths ⋅ 202627509 MLS

Welcome to 9 Hathorn Boulevard in Saratoga Springs! This 3 bedroom, 2 bath home offers a wonderful opportunity to own in the Saratoga Springs School District in a location that's hard to beat. Freshly painted throughout, the home features hardwood floors and a kitchen with stainless steel appliances. The three-season room is a great spot to relax and enjoy the fully fenced backyard. Need more space? The finished basement with a full bath offers plenty of possibilities for a family room, home office, or recreation area. Just minutes from vibrant downtown Saratoga Springs and within walking distance of Saratoga Spa State Park and SPAC, you'll have easy access to trails, concerts, golf, swimming, dining, shopping, and everything Saratoga has to offer.

9 Hathorn Boulevard, Saratoga Springs

$325,000

4 Beds ⋅ 2 Baths ⋅ 202627051 MLS

Two-Family Home for Sale in Gansevoort, NY - Great Owner-Occupant or Investment Opportunity: This two-family home offers the perfect mix of space, value, and potential. Each spacious unit includes 2 bedrooms and 1 full bathroom, along with separate utilities, ideal for tenants or owner-occupants who want independence and convenience. The first-floor apartment is vacant, while the second-floor unit is currently owner-occupied, making for an easy transition for investors or those looking to live in one unit and rent the other. Set on just under a half-acre of level land, the property features a 2-car garage, public water (shared), and a septic system. A little cosmetic updating will bring even more value and charm to this solid home. Located in the low Wilton tax district and close to downtown Saratoga Springs, Wilton Mall, South Glens Falls and the Northway, this property offers an excellent investment opportunity in a highly desirable area of Saratoga County real estate. Natural gas available at street.

58 Gailor Road, Wilton

$385,000

4 Beds ⋅ 3 Baths ⋅ 202626514 MLS

Versatile downtown Saratoga Springs property offering exceptional flexibility and value potential. Set on a desirable corner lot just minutes from Broadway and the Saratoga Race Course, this home can be enjoyed as a single-family residence with an income-producing in-law suite or converted into one cohesive full residence. The in-law suite features two private entrances, its own driveway, an updated kitchen, and a primary bedroom with ensuite bath. The main home includes 3 bedrooms, 1.5 baths, a generous laundry room, and a living room with fireplace. Enjoy a convenient downtown location close to dining, shopping, entertainment, and area attractions. The seller is offering $10k credit at closing to help cover the cost of a NEW heating system (Electric Baseboard Heating).. There is known ''Title Issue'' being handled by the sellers lawyer, closing could take longer than normal and will be based on clearing title...House is being sold ''as-is''.

136 Jefferson Street, Saratoga Springs

67 Hathorn Boulevard, Saratoga Springs, Outside

$369,900

4 Beds ⋅ 2 Baths ⋅ 202626322 MLS

Welcome to this inviting Geyser Crest Colonial, ideally located within the Saratoga School District! Offering 4 bedrooms and 1.5 baths, this home combines classic charm with comfortable everyday living. Hardwood and ceramic tile flooring flow throughout, while the updated kitchen features granite and butcher block countertops, new lower cabinetry, and stainless steel appliances. Step outside to enjoy the spacious 3-season screened-in porch, perfect for relaxing or entertaining, overlooking the backyard and above-ground pool with deck. Forced air natural gas heat and central air provides year-round comfort. A wonderful opportunity to enjoy all that the Saratoga area has to offer!

67 Hathorn Boulevard, Saratoga Springs, Outside

$249,900

3 Beds ⋅ 1 Baths ⋅ 202626076 MLS

Welcome to this private country setting featuring a Raised Ranch nestled among mature trees and surrounded by nature. Enjoy watching turkeys, deer, and other wildlife right from your own property. This home offers a huge yard with plenty of room for outdoor activities, gardening, entertaining, or simply enjoying the peaceful surroundings. Located in the desirable Saratoga School District, this property offers great potential for those looking to add their own personal touches.

383 Coy Road, Greenfield

166 Jefferson Street APT 3, Saratoga Springs

$369,750

2 Beds ⋅ 2 Baths ⋅ 202624774 MLS

Welcome to this bright and inviting 2 BR 1.5 BA home in Downtown Saratoga Springs less than a mile to Broadway and the Saratoga Springs Race Course. The open floor plan creates a spacious comfortable setting for both everyday living and entertaining. Neutral paint, luxury vinyl plank flooring throughout and a beautiful hardwood staircase provide a fresh style to make this home your own. The mechanicals systems are less that 7 years old. Enjoy the convenience of a low maintenance lifestyle with an HOA that includes ground and structure maintenance, water and sewer, snow removal, and trash. Includes 1 covered carport and additional off street parking. There are 10 units in the 2 buildings. This property is 1 of three units in the 2 buildings that is offered under the City of Saratoga Springs Workforce Housing Program for a limited period of time. Refer to the documents for information on the Program and Income requirements

166 Jefferson Street APT 3, Saratoga Springs

$400,000

4 Beds ⋅ 2 Baths ⋅ 202624007 MLS

*MOVING HAS BEGUN- INTERIOR PAINTING HAS BEEN COMPLETED- OUTSIDE MOVEMENT HAS BEGUN** SELLERS LETS GOOO!!! Looking for your own piece of country living? Welcome home to this spacious 2,300 sq. ft., 4-bedroom, 2-bath home on 2 peaceful acres with beautiful country views and plenty of room to enjoy the outdoors. Bring your chickens, hobbies, and projects! Multiple outbuildings with electricity offer space for animals, storage, or endless possibilities, while the large garage with attached workshop and unfinished loft is a dream for anyone needing room to work, create, or tinker. Inside, enjoy a sun-filled living room surrounded by windows, an open kitchen and dining area, radiant heat in the downstairs bath, and a family room with walkout access to the backyard. Relax with your morning coffee on the back deck and take in the peaceful country setting. Recent improvements include a new metal roof, underground electrical main (2026), septic distribution box (2026), and serviced central A/C. Multiple heating options include a wood boiler with tankless hot water and propane heat and hot water. Bring your finishing touches and make this home your own! Refinish the hardwood floors and complete the entry tile with materials already included. Space, privacy, versatility, and peaceful country living--all just minutes from everything Saratoga County has to offer!

457 N Creek Road, Greenfield

$399,900

5 Beds ⋅ 3 Baths ⋅ 202623966 MLS

This 5 bedroom, 3 bathroom home offers a rare combination for the area: Saratoga Springs Schools with the benefit of Wilton's lower tax rate. The property sits on a corner lot at the intersection of two dead-end streets, offering a quiet setting with no thru traffic. Conveniently located -- 2 miles from Exit 16 on I-87, approximately 15 minutes from downtown Saratoga Springs, and approximately 40 minutes from Albany Airport. The home has been freshly painted and updated with new kitchen cabinets and flooring. Additional improvements made since 2022 include a new leach field, a 200 amp electrical panel with breakers, a second paved driveway, new gutters, a new water heater, a new deck, and a patio with fire pit.

11 Donna Drive, Wilton

Start Your Search

©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. Data last updated